Loan Rates

Vehicle Rates (Autos, Boats & RV’s)

Platinum Rates - 2020 or Newer APR* (as low as)
36 months 4.49%
48 to 60 months 4.49%
72 months (limited to 2022 & newer) 4.49%
84 months (limited to 2022 & newer) 5.74%
2019 - 2017 models add 1.50%
2016 & older models add 3.00%

Fixed Rate Mortgages


Fixed Rate Mortgage Term APR* (as low as)
1st Mortgage (to 85% LTV) 10 years 5.740%
1st Mortgage (to 85% LTV) 15 years 4.990%
1st Mortgage (to 85% LTV) 30 years 5.990%

Home Equity Options

Home Equity Loan 2nd Mortgage APR* (as low as)
5 year balloon (Up to 80.00% LTV) 5.99%
Home Equity Line of Credit APR** (as low as)
Variable rate - (Changes quarterly to Prime Rate)
Up to 80.00% LTV, Rate based on credit score		 7.25%
Max rate 17.50%

Other Loan Types

Type Term APR* (as low as)
Share Secured 36 Months 4.00%
Unsecured Loans Up to 60 Months 10.49%
Certificate Secured Single payment note due at certificate maturity 2.00% over certificate rate
Kwik Cash Line of Credit N/A 13.15% (Variable rate - changes quarterly to Prime Rate)
Construction Up to 12 months 5.99% (up to 85% of cost or 80% of appraised value, whichever is less)