Shared Branching
Deposit Rates
Share Certificates & IRA Certificates
| Term | Rate | APY** |
|---|---|---|
| 3 Month Share Certificate | 1.144% | 1.15% |
| 6 Month Share Certificate | 1.243% | 1.25% |
| 12 Month Share or IRA Certificate | 2.960% | 3.00% |
| 18 Month Share Certificate | 3.008% | 3.05% |
| 24 Month Share or IRA Certificate | 3.057% | 3.10% |
| 36 Month Share or IRA Certificate | 3.105% | 3.15% |
| 48 Month Share or IRA Certificate | 3.154% | 3.20% |
| SPECIAL: 5 Month Certificate ***$5,000 minimum deposit*** | 3.784% | 3.85% |
The minimum balance required to obtain the APY** for a certificate is $2,000.00. The minimum balance required to obtain the APY** for children under the age of 18 is $1,000.00. Rates subject to change daily.
Deposit Accounts
| Type of Account | Minimum Balance to Earn APY | Rate | APY** |
|---|---|---|---|
| Regular Savings Accounts | $100.00 | 0.10% | 0.10% |
| Saver's Sweepstakes Account | None | 0.25% | 0.25% |
| Sharedraft Checking | $750.00 | 0.00% | 0.00% |
| Christmas Club (Funds available October 1, 2025) | None | 0.20% | 0.20% |
| Christmas Club (Funds available November 1, 2025) | None | 0.20% | 0.20% |
| Vacation Club (Funds available March 1, 2026) | None | 0.20% | 0.20% |
| Vacation Club (Funds available June 1, 2026) | None | 0.20% | 0.20% |
| Individual Retirement Accounts1 | None | 0.20% | 0.20% |
1Variable Rate Account – rate and APY** may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.
Money Market Accounts
No minimum balance required. Minimum to open is $2,500.00. Rates subject to change daily.
| Amount | Rate | APY** |
|---|---|---|
| $0.00 - $2,499.00 | 0.00% | 0.00% |
| $2,500.00 - $9,999.00 | 0.25% | 0.25% |
| $10,000.00 - $24,999.00 | 0.35% | 0.35% |
| $25,000.00 - $49,999.00 | 0.45% | 0.45% |
| $50,000.00 - $99,999.00 | 0.65% | 0.65% |
| $100,000.00 + | 1.00% | 1.00% |
Disclosures on fees, transaction limitations and other account requirements are contained in our account disclosures brochures. For more information and current rates, call (920) 722-2122. This credit union is federally insured by the National Credit Union Administration.
All rates effective as of 11/05/2025.