Share Certificates & IRA Certificates


Term Rate APY**
3 Month Share Certificate 0.40% 0.40%
6 Month Share Certificate 1.09% 1.10%
12 Month Share or IRA Certificate 1.49% 1.50%
18 Month Share Certificate 1.64% 1.65%
24 Month Share or IRA Certificate 1.79% 1.80%
36 Month Share or IRA Certificate 1.88% 1.90%
48 Month Share or IRA Certificate 1.98% 2.00%

The minimum balance required to obtain the APY** for a certificate is $2,000.00. The minimum balance required to obtain the APY** for children under the age of 18 is $1,000.00. Rates subject to change daily.

Deposit Accounts

Type of Account Minimum Balance to Earn APY Rate APY**
Regular Savings Accounts $100.00 0.15% 0.15%
Saver's Sweepstakes Account None 0.15% 0.15%
Sharedraft Checking $750.00 0.00% 0.00%
Christmas Club (Funds available October 1, 2019) None 0.25% 0.25%
Christmas Club (Funds available Nov. 1, 2019) None 0.25% 0.25%
Vacation Club (Funds available June 1, 2019) None 0.25% 0.25%
Vacation Club (Funds available March 1, 2019) None 0.25% 0.25%
Individual Retirement Accounts1 None 0.25% 0.25%
1Variable Rate Account – rate and APY** may change each dividend period as determined by the Board of Directors. The APYs listed are prospective rates for the current dividend period.

Money Market

No minimum balance required. Minimum to open is $2500.00. Rates subject to change daily.

Amount Rate APY**
$0.00 - $2,499.00 0.00% 0.00%
$2,500.00 - $9,999.00 0.30% 0.30%
$10,000.00 - $24,999.00 0.45% 0.45%
$25,000.00 - $49,999.00 0.60% 0.60%
$50,000.00 - $99,999.00 0.70% 0.70%
$100,000.00 + 1.00% 1.00%

Disclosures on fees, transaction limitations and other account requirements are contained in our account disclosures brochures. For more information and current rates, call (920) 722-2122. This credit union is federally insured by the National Credit Union Administration.

All rates effective as of 9/1/2019.