“People Helping People.”
This simple philosophy is what we’re all about. Credit unions exist to encourage thrift among our members, create a source of fair credit at a fair and reasonable cost, and to provide an opportunity for members to improve their economic and social conditions.
Our purpose is to serve our members.
All credit unions are not-for-profit cooperatives owned by their members. Credit unions offer a wide range of financial products and services to help members of all ages and income levels effectively manage their money.
Our values are in people, not profits.
Other financial institutions, like banks, share their profits with stockholders. Credit unions, on the other hand, return earnings to their member-owners. We give back to our members by paying competitive dividends on savings accounts, offering lower loan rates and low-cost financial services. We also provide dependable advice and highly personalized service to our members because we are committed to helping them build secure futures.
We are governed by a volunteer board of directors.
As a member of a credit union, you get to vote for the board of directors, which is a group of volunteers elected to oversee the operations of the credit union. Board officers are members of the credit union too, which means your needs and goals are kept in their best interest.
We are strong, secure, and responsible.
Credit unions are among the safest depository institutions in the country. Savings accounts are federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government through the National Credit Union Administration (NCUA). Not one penny of federally insured credit union savings has ever been lost and no taxpayer money has ever been used for a credit union bailout.